A new type of enrollment in The Federal Employees Health Benefits (FEHB) Program was established by the Bipartisan Budget Act of 2013 called “Self Plus One” enrollment. The new Self Plus One enrollment type is currently available during the annual Federal Benefits Open Season.
There is a distinct difference between the Self Plus One enrollment and the other enrollment types. Self Only enrollment type only provides coverage to the federal employee; Self and Family enrollment type provides coverage to the employee as well as all eligible family members. The new Self Plus One enrollment type, however, provides coverage to the employee and one other person in your family who is eligible
The Federal Employees Health Benefits (FEHB) Program
FEHB makes it possible for federal employees and retirees to acquire the best possible healthcare available in the nation. The wide selection of services is enjoyed only by federal employees and other persons working under federal contract.
These services include:
- Consumer-driven plans
- High deductible plans which offer protection against catastrophic risk with high deductibles
- Health savings or reimbursable accounts
- Lower premiums
- Fee-for-Service plans
- Health Maintenance Organizations (HMO)
Assess the pros and cons of each service to decide which is best for you before enrolling. If you ever feel that you do not have enough information about your own plan, services, or benefits, then it is very important that you ask for that information so that you can be fully informed on your coverage.
Pharmacy Incentive Programs and FEHB
FEHB members are openly able to take part in Pharmacy Incentive Programs and are not held back by any federal law or the Federal Office of Personnel Management. If you find it beneficial to take part in any Pharmacy Incentive or copay reimbursement program, as a federal employee you can take advantage of those programs.